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Welcome to Onity Mortgage. New name, same drive for excellence.

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Homeowner's Assistance

Having trouble paying your mortgage? You may be eligible for mortgage assistance options.

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Login Help

Learn more about login and registration on the MyReverseAccount.com website. 

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Payment Options

Explore our flexible payment options that make managing your Reverse Mortgage simple and stress free. 

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Help for New Customers

We’re glad you are here, and we want to make your transition as easy as possible.

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Loan Options
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Loan Options
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Loan Options
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Loan Options
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Have You Downloaded Our Mobile App?

Get all of your reverse account information in one app.

Use your current myReverseAccount.com user name and password, or new users can register directly on the app.

Managing your account on the go has never been easier! Available for iOS and Android devices.

Learn more about the mobile app and download it today using the links below. 
Apple Store Google Play Store
866-503-5559

866-503-5559

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Onity Mortgage - FAQs

We are excited to announce that PHH Mortgage has changed its name to Onity Mortgage. 

Start Reducing Your Loan Balance Today

Learn how voluntary payments can reduce your reverse mortgage balance, preserve home equity, and help you achieve your financial goals.

Tips to Keep Your Account Safe

Reverse mortgage scams are on the rise. Learn how to spot them and avoid being a victim. 

Requesting a Draw

Know what to expect when you request a withdrawal from your reverse mortgage account.

Transferring a Property to a Living Trust

Learn more about the steps to request your property transferred into a living trust.

Property Tax and Homeowner’s Insurance Tips for Reverse Mortgages

Learn how to understand your property tax and homeowner insurance obligations, so you won’t have any surprises.

What Is the Occupancy Certificate?

One important requirement for a reverse mortgage is that an occupancy certificate is completed each year.

What to Do in the Event of a Loved One’s Passing

We'll help you during this difficult time by providing information to protect your loved one’s reverse mortgage.