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Welcome to Onity Mortgage. New name, same drive for excellence.

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Reverse Mortgage Article Library

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Onity Mortgage - FAQs

We are excited to announce that PHH Mortgage has changed its name to Onity Mortgage. 

Start Reducing Your Loan Balance Today

Learn how voluntary payments can reduce your reverse mortgage balance, preserve home equity, and help you achieve your financial goals.

Tips to Keep Your Account Safe

Reverse mortgage scams are on the rise. Learn how to spot them and avoid being a victim. 

Requesting a Draw

Know what to expect when you request a withdrawal from your reverse mortgage account.

Transferring a Property to a Living Trust

Learn more about the steps to request your property transferred into a living trust.

Property Tax and Homeowner’s Insurance Tips for Reverse Mortgages

Learn how to understand your property tax and homeowner insurance obligations, so you won’t have any surprises.

What Is the Occupancy Certificate?

One important requirement for a reverse mortgage is that an occupancy certificate is completed each year.

What to Do in the Event of a Loved One’s Passing

We'll help you during this difficult time by providing information to protect your loved one’s reverse mortgage.

Welcome to Our Website

We have listened to customer feedback and we are excited to bring you a new reverse servicing website!

Login and Registration Help

Get help with login and registration on the MyReverseAccount.com website. 

Mobile App

Managing your reverse mortgage account on the go has never been easier! Download the iOS or Android app today.

Year-End Tax Forms

Learn more about what a Form 1098 is for and when you'll receive it.